2026
Employee Benefits Plan Guide

 

Welcome to 2026 Open Enrollment!  

OPEN ENROLLMENT DATES:10/20/2025-11/07/2025

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Frontier Waste Solutions is excited to offer a comprehensive and valuable benefits package to you and your family.

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This guide provides details of each available benefit.  Please thoroughly review your options so you can make the most informed decisions.

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​​NEW FOR 2026​

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•We are excited to announce our new partnership with HealthJoy, a concierge and navigation app that can assist with benefits, locating an in-network hospital or provider, appointment scheduling, bill review, and more.

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•There will be no change to our medical TPA, UMR, however we will be changing our Pharmacy Benefit Manager (PBM) effective 1/1/26.  A PBM is an “umbrella” of which retail pharmacies fall under.  Current prescription data, prior authorizations, and specialty Rx details will be transferred to the new PBM to ensure a smooth transition.  Because pharmacy details appear on your UMR ID card, you will be receiving a new medical ID card of which you will need to present to your pharmacist on your first visit of 2026.

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•The member cost to visit an Emergency Room will increase to a $500 copay plus applicable deductible and coinsurance.  If needed services are not a true emergency, please consider visiting an Urgent Care facility where you will pay a $25 copay.  Teladoc services are also available for a $10 copay.  

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All changes made during this open enrollment become effective January 1, 2026.

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ENROLLMENT DEADLINE:

November 7, 2025

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