Valuable pre-tax benefits administered by Progressive Benefits Solutions, a partner of UMR.

 

You may choose to participate in the flexible spending accounts (FSA), also referred to as health care and dependent care reimbursement accounts. These types of accounts help you save money by providing a way to pay for certain types of health care and dependent care expenses on a tax free basis. Please refer to www.irs.gov for a complete listing of eligible expenses.

​

Be sure to estimate how much you want to direct to your 2026 FSA. Your FSA contributions are intended for expenses incurred within the 2026 plan year (January 1, 2026 through December 31, 2026).

​​

Under IRS rules, you can carry forward a maximum of $660 of unused funds from a healthcare FSA to the next year, any unused funds over $660 will be forfeited.

​​

Dependent care FSA funds cannot be carried over, IRS rules require any funds that you do not use to be forfeited.

​​

Employee Benefits

​​

• Reduces income tax (Federal, State, and FICA): Pre-tax payroll contributions result in a lower taxable salary.

• Saves on the cost of eligible healthcare and/or dependent care expenses: using pre-tax dollars can save nearly thirty percent!

• Offers immediate access to elected healthcare FSA funds.

• Covers common types of expenses: Copayments, coinsurance, deductibles, eye exams, eyeglasses, contacts, orthodontia, prescription drugs, day care and camps, pre-school, elder care and more.